Commercial Finance & Securities Ltd
Commercial Finance & Securities Ltd is the sister company of Commercial Factors and specialises in the provision of loans to business.
While we do take credit history and cash flows into consideration we place a greater emphasis on security. Company Directors are required to personally guarantee any advances made to their company.
What does it provide?
- The ability to separate business borrowing from personal borrowing.
- We can provide immediate access to funds based on clients meeting our application and loan criteria.
- Flexible and competitive pricing
How does it work?
- Flexible interest rate terms to suit your needs
- Term options (dependent on the quality of the business and the security offered)
- Lending can be secured by a full range of personal and business assets
- The interest rate is determined on a case by case basis and is dependent on the security provided, credit history, business performance and the ability to service the loan.
Loan amounts may be limited by the security offered and by the ability to meet the repayments.
The most common type of security required is;
Real estate/land: Secured by an agreement to mortgage, supported by caveat or a registered first or second mortgage.
Motor vehicles: Secured by a specific security agreement and registered on the Personal Property Securities Register (PPSR)
Plant & equipment: Secured by a specific security agreement and registered on the Personal Property Securities Register (PPSR)
Other securable assets would also be secured by specific security agreement and registered on the Personal Property Securities Register (PPSR)
Call us to today (09 579-4204) for a no obligation assessment of what Commercial Finance & Securities Ltd could do for your business.